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Savvy Finance: Privacy-First Personal Finance Management

Savvy Finance: Privacy-First Personal Finance Management

Project Overview

Savvy Finance revolutionizes personal finance management by offering a unique, privacy-focused approach to tracking financial transactions. The application reads and analyzes financial emails directly on the client side, ensuring user data never leaves their device while providing comprehensive financial insights and management tools.

Key Features

Privacy-First Architecture

  • Client-side email processing for maximum privacy
  • No server storage of sensitive financial data
  • Local-first approach to data management

Transaction Management

  • Real-time tracking of credit card, UPI, and net banking transactions
  • Automatic transaction categorization using AI
  • Smart transaction renaming for better readability
  • Custom tagging system for personalized organization
  • Forex charge highlighting for international transactions

Budgeting & Analysis

  • Monthly budget setting and tracking
  • AI-powered expense insights and recommendations
  • Smart categorization of expenses
  • Detailed credit card bill tracking
  • CSV export functionality for further analysis

Smart Features

  • AI-powered transaction categorization
  • Intelligent transaction name beautification using LLMs
  • Personalized expense reduction insights
  • Learning system for recurring transaction naming
  • Smart expense analysis with GPT-powered recommendations

Technical Implementation

Frontend Development

  • React-based single-page application
  • Local email processing using Web APIs
  • Offline-first architecture with local storage
  • Responsive design for all devices

AI Integration

  • Machine learning models for transaction categorization
  • Large Language Models (LLMs) for intelligent insights and recommendations
  • Natural language processing for transaction naming
  • Pattern recognition for recurring transactions
  • Intelligent budget recommendations

Data Privacy

  • Client-side email processing
  • Zero data transmission to external servers
  • Secure local storage implementation
  • Privacy-preserving analytics

Impact and Benefits

  • Enhanced Privacy: Users maintain complete control over their financial data
  • Smart Insights: AI-powered analysis helps users make better financial decisions
  • Time Savings: Automated categorization and naming reduce manual work
  • Better Financial Health: Comprehensive tracking and budgeting tools promote better financial habits

Skills and Technologies

Frontend Development

  • React for UI development
  • Local storage optimization
  • Progressive Web App implementation

AI/ML Integration

  • TensorFlow.js for client-side ML
  • Natural Language Processing
  • Pattern recognition algorithms

Privacy & Security

  • Client-side encryption
  • Secure data handling
  • Privacy-first architecture

This project demonstrates our ability to create sophisticated, privacy-focused applications that leverage cutting-edge technologies while maintaining user data security as the highest priority.

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